Frequently Asked Questions
Is Coinbase legit?
Yes — Coinbase is one of the largest and most regulated cryptocurrency exchanges in the world. It is publicly traded on the NASDAQ under the ticker COIN and is used by over 100 million users globally.
Do I need to stake crypto to get the debit card?
No. Unlike some crypto cards that require token staking, the Coinbase debit card is available with no staking or locking of funds.
How do I qualify for the $10 bonus?
You must sign up using a referral link and buy or sell at least $100 in crypto. Once that trade is complete, your bonus in BTC is credited automatically.
Do I lose my crypto when I spend with the card?
Yes — the crypto you choose to spend (like USDC or BTC) will be converted to fiat at the time of purchase. However, you earn back a portion in crypto rewards.
What are the fees?
The Coinbase debit card has no annual fee, but there may be a small transaction fee if you spend certain volatile cryptocurrencies. Stablecoins (like USDC) generally have the lowest fees.
Can I use the card with Google Pay or Apple Pay?
Yes — once your physical card is activated, you can link it to your mobile wallet for tap-to-pay and online purchases.
Can I use this outside the U.S.?
The Coinbase card is currently available in the U.S. and some European countries. You can check availability during signup.
What rewards can I earn?
Coinbase offers rotating reward options such as 1% back in Bitcoin or 4% back in Stellar Lumens (XLM). You can choose which token to receive rewards in from inside the app.
How long does it take to get the card?
Most users receive the card within 7–10 business days after completing identity verification.