Overview
The Coinbase Visa debit card lets you spend your crypto anywhere Visa is accepted, with no annual fees and up to 4% back in crypto rewards. But is it worth it?
🔍 Key Features
- ✔ Spend crypto directly from your Coinbase balance
- ✔ Up to 4% crypto cashback (varies by token)
- ✔ Works with Apple Pay and Google Pay
- ✔ Freeze/unfreeze instantly in the app
- ✔ No annual fees
💸 Rewards Comparison
| Reward Option | Cashback % | Token |
|---|---|---|
| Bitcoin (BTC) | 1% | BTC |
| Stellar (XLM) | 4% | XLM |
✅ Pros
- No annual or monthly fees
- Fast shipping and easy setup
- Works instantly with mobile wallets
- Crypto rewards with no cap
⚠️ Cons
- Some rewards are in volatile tokens
- Need to manually switch reward token inside app
- U.S. availability only (as of now)
🏁 Final Verdict
If you're already using Coinbase, the Visa card is a no-brainer — especially if you want to turn daily spending into passive crypto stacking. Simple, fast, and surprisingly useful.